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Thank you for your interest in a Shaka Loan. To receive the discounted rate you must meet all three conditions. If you need to open a CPB checking account, please click here. You will be able to apply for a Shaka Loan once your CPB checking account has been open for at least 7 business days. If you would rather apply for a different type of personal loan, CPB offers other types to fit your needs. For more information, click here or find a nearby branch here.